Pay with PayNearMePrivate note servicing
Your notes.
Our know-how.
Zero hassle.
Mano Santa, LLC administers seller-financed and private mortgage notes with disciplined accounting, clear records, and steady borrower communication. Dependable. Diligent. Done right.
- 5,000+
- Clients served
- < 1%
- Foreclosure ratio
- 30+ yrs
- Combined experience
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Our commitment
Servicing is a promise kept every month. We treat each note as a relationship between two real parties, and we protect both sides of it with accuracy, responsiveness, and documentation you can rely on.
Dependable
Payments posted and distributed on schedule, every cycle, without chasing.
Diligent
Escrow, taxes, and insurance monitored before they become problems.
Done right
Clean records, clear statements, and answers from a person who knows your file.
What we handle
Full-service note administration
Eight service areas cover the full life of a note: boarding, payments, escrow, delinquency, payoff, support, technology, and compliance.
Onboarding & Loan Set-Up
Origination, closing, and transfer support for both sides of the note.
Payment Processing & Management
Payments collected, posted, and disbursed daily with clean recordkeeping.
Escrow & Impound Administration
Taxes and insurance tracked, collected, and paid on schedule.
Delinquency, Default & Foreclosure Support
Structured follow-up that works to re-establish payment activity.
Payoff, Reporting & Tax Documents
The paperwork your accountant and your borrower both need.
Customer Service & Account Support
Live help for lenders and borrowers six days a week.
Technology & Accessibility
Your file is available whenever you need to look at it.
Compliance Oversight
Servicing carried out under current requirements, documented end to end.
Watch
Servicing explained in a minute
Short answers to the questions lenders and borrowers ask us most.
Built for private lenders
Whether you hold one seller-financed note or a growing portfolio, you get the same disciplined process from day one.
- Notes boarded with full document and ledger review
- Monthly distributions and year-end tax reporting
- A named servicing contact who knows your portfolio
Common questions
Transparency builds trust. Start with the questions lenders and borrowers ask us most.
- What does Mano Santa, LLC do?
- What is note servicing?
- Who can use Mano Santa note servicing?
- How do I get started with Mano Santa?
- How do investors receive updates or reports?
Get started
Let's talk about your notes
Tell us what you're servicing today and we'll walk you through boarding, timelines, and reporting.